Cyber Protection Is

Must-Have Protection

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Cyber Liability Insurance

for Your Business

Cyberattacks are rampant and hit all types of businesses—from high-profile behemoths like AT&T and UnitedHealth to midsize and small businesses. From ransomware to social engineering, phishing, malware, and AI-powered attacks, confidential company and customer data is at risk.

Olson Duncan will help you manage your cyber risk with a strategy that includes robust Cyber Liability insurance.

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Inside A Cyber Policy

The loss from a cyber event can be far-reaching – from the first-party expenses you will face after a data breach to potential third-party costs resulting from lawsuits filed by clients, vendors, and others. Cyber insurance can be tailored to provide several different coverage features, depending on your industry and individual business exposures. Some of these coverages include:

  • Legal and forensic services to assess whether and how a breach occurred and to assist with regulatory compliance.
  • Notification of affected customers, patients (depending on industry), and employees.
  • Customer credit and fraud monitoring services.
  • Crisis management and public relations to advise customers about the breach and mitigate damage to the company’s reputation.
  • Business interruption expenses as result of the breach, such as costs for additional staff, rented or leased equipment, or use of third-party services.
  • Cyber extortion reimbursement for credible threats to introduce malicious code, to phish customer systems, or to corrupt the computer system.
  • Ransomware including the money to pay ransom demands and the cost of hiring experts to negotiate with hackers.
  • Judgments, civil awards, or settlements you’re legally obligated to pay after a data breach.
  • Electronic media liability, including infringement of copyright, domain name, trade name, service mark, or slogan on an intranet or Internet site.
  • Potential coverage for employee privacy liability as well as network security and privacy liability.
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Why Purchase a Cyber Policy?

75%

75% of incidents involved malware-free activity (like phishing, social engineering, using trusted relationships, and other means) in 2023

4 in 10

4 in 10 malware attacks result in confidential data leakage

92%

92% of malware is delivered by email

96%

96% of phishing attacks are delivered via email

82%

82% of data breaches included cloud-based data, with ransomware at the forefront

According to IBM, stolen personal identifiable information (PII) cost companies $183 per record in 2023. If your business handles and stores customer payments, credit or bank account information, medical information, Social Security or driver’s license numbers, and/or customer names, email addresses, phone numbers, and addresses, a Cyber policy should be an integral component of your insurance program.

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Excellent146 reviews
JeanVictor Mackie profile picture
JeanVictor Mackie
4 June 2025
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My name is Lady Mackie and my journey with Olson Duncan began in March/April of 2024. I was in a very tumultuous relationship with my previous broker of 10 years. It was Horrendous with a capital T! There's no T in horrendous? Well there should be. Anyway my broker would not return my calls; my insurance was being cancelled; the insurance company would NOT help me; the Regional Center ( side bar: My company teaches Developmentally Disabled Adults how to live in society), whom I received contracts from for the past 34 years had not paid me in 9 months..? Needless to say I was in a fight and my Faith was being tested. I asked God for help and in rode Andrew Padilia. On a white horse? I don't know. What I do know is that he helped me to get a new broker, straighten out my insurance and this was all within a span of 5 months. He could have done like others did and not assist me. But he DID! He was patient, KIND and funny. We are very HAPPY 2 have made Andrews acquaintance and we look forward to a LONG & Prosperous relationship with you. Sincerely, Lady with an L
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Donte McDaniel
11 September 2023
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As a new business owner, I have alot of questions and request. Dustin and Lynn not only help me get things done, they help get what I need FASST. Like within 20 minutes I get an answer which is awesome! Update: A year of full support from Lynn! She continues to provide quick responses and support.
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Richard Davis
24 May 2023
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Dusty Olson and his support team have always and consistently performed exceptional professional advocacy on my behalf! He goes above and beyond expectations in providing competitive insurance premiums. He gives wise counsel in what my options are and great insight in how I can best protect my business assets. He does what he says he will do! He communicates well and often during the process. I never had to pursue him! I highly recommend Dusty Olson and the Duncan Olson Agency! Competitive pricing, integrity and honesty, combined with great work ethic and knowledge!
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Christiane Maertens
22 May 2023
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I absolutely love working with the team at Olson Duncan Insurance Agency! Dusty, the owner, and his team are highly competent and efficient and make the insurance process enjoyable. I trust them wholeheartedly with my companies and have consistently received outstanding service. You will be so happy you chose them!
Arthur Dawson profile picture
Arthur Dawson
20 May 2023
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We switched our homeowners and auto policys to Olson/Duncan a few years ago and were so impressed with the service that we switched our business policy as well. I received an email from Desire a few months ago out of the blue about how to save more money on our auto policy. I gave her the information and received a refund check for $182.00 a few weeks later. She is just the best! Dan has been a big help as well handling our business liability problem. And, any time I call them, a human being answers the phone rather than those frustrating automatic systems. If I have a question, they have always called back promptly. I give them five stars for service. Anne and Arthur Dawson
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Patrick W Cowley
19 May 2023
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Desiree Love! Desiree Love: excellent customer service, professionalism, dedication to clients and passion for her profession. I'm so thankful that I have Desiree as my insurance agent at Olson Duncan. Desiree is not simply highly knowledgeable in all insurance matters, Desiree genuinely cares about her clients. Talking to Desiree is like having a conversation with a dear friend who cares about you, your well being, and your future. I am thankful that Desiree has the flexibility to able to work over the phone so that she may live where she chooses allowing her to be close to her family who she loves very much and spend lots of quality time with them. There have been times when I needed Desiree's help and she was always there for me, and if she was away, she returned my message promptly! Desiree is always very kind, friendly, personable, compassionate, making every opportunity to speak with her an absolutely pleasure as she my and my family's best interests at heart and is dedicated to helping her clients. The reception staff at Olson Duncan is really great too, always friendly and very helpful.
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Sharon Cowley
19 May 2023
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We have been with Olson Duncan for 11 years and Desiree Love has been helping us for the past 8 years. Desiree Love deserves a 5 star rating due to her expertise in the insurance industry and her dedication to customer service.
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Robin Naversen
19 May 2023
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Robin has been my Mercury Ins agent for over 3 decades – yes I said, ‘decades’. She has provided the most excellent consistent service for me over this period, which has not been an easy feat, as you could image. She has kept an eye out for me when I had three different pipes burst in the walls of my house over a period of a year. She has walked me through any claim instances with ease. And most recently had tremendous support for a check fraud situation with two banks over my insurance payment being stolen. She has always handled any situation with the most detailed and unequivocable professionalism. I sincerely appreciate her and she is the reason why I have remained a customer with your agency for over three DECADES. Posted for Debbie M
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Karen Jager
19 May 2023
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Desiree provides excellent service. She is very knowledgeable and I value her advice when making my insurance decisions. Robin, Nedi, and SueAnne also provide outstanding service. I enjoy working with the entire personal lines department!
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Angelica De Ocampo
19 May 2023
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My husband used Olsen Duncan Services for about 15 + years. Once we married, I’ve become a fan as well. Mostly due to our agent Robin Naversen. She is the best! She takes care of all our insurance needs for our Autos and properties. Also, if I ever travel outside of the country she’s always ready to provide me with what I need as I’m on the go. She always returns calls or responds to any questions we have through email and/or needs assistance right away. That is the service we require and receive 😊 Angelica and Cletus Zastrow
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Joseph Gussman
19 May 2023
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For over a decade the agents at Olson Duncan Insurance, have made running businesses much easier. They handle several forms of insurance over several types of businesses for me. It's a tremendous service they provide.
Brian S profile picture
Brian S
19 May 2023
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Robin Naverson at Olson Duncan Insurance Services has always been a pleasure to do business with. I haven't been able to find better rates or service anywhere else. I would not hesitate to give them a call if you are looking to save money on insurance.

Our Value

At Olson Duncan, we aim to provide clients a total solution, not simply a quote or an insurance policy. With us, you get real value and a long-term relationship based on trust. We would love to get to know you and answer any questions.
To learn more about how we can help you, please call our team at

(310) 373-6441

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