Reduce Your Home Insurance Costs With These DIY Projects

If you’re trying to reduce the cost of your California home insurance, have no fear. There’s lists online of DIY (Do-It-Yourself) projects that can assist you, like this Pinterest board which offers about 278 different ideas for the public to try. It’s far from the only list online of projects but it’s definitely one of the most comprehensive and easiest to follow. In addition to that resource, we’d like to recommend these simple projects to help you save money on your insurance premiums and give your home an upgrade, courtesy of Home Insurance.

How To Lower Your Home Insurance Premiums

On top of saving heavy on your premiums, you will also save money when it comes down to hiring someone to do the labor. If you enjoy following instructions and have the confidence to get things done then you will save a lot of money and time in the long run. Here’s a list of some DIY home improvement projects that will possibly lower the insurance premiums on your home:


  • Keep Your A/C Unit Modern – Something that can save you money, especially when it comes to California home insurance, is if you keep your air conditioner, heater, and entire ventilation system as current as possible. If you’re updating units in an older home, you will definitely save on your premiums, according to Frank Darras of DarrasLaw. Just like with anything else, a/c units become worn over time, so it’s always a good idea to keep them as up-to-date as possible.
  • Don’t Let a Rough Roof Ruin Your Day – Considering it’s the shield over your head, it’s safe to assume that a roof is one of the most important parts of a home. Therefore, keeping your roof regularly maintained will ultimately help you in the long run. If you don’t maintain your roof, things can get a little messy. Roofs are incredibly expensive to fix, so if there’s damage to your roof, expect to spend anywhere from $2,000 to $12,000. That’s why it’s so important to keep it maintained, just in case something does happen that’s out of your control.
  • A Little Security Can Go a Long Way – Everyone likes a little extra security on their home, and it can lower your California home insurance premiums. Some things you can do are install smoke detectors, a home sprinkler system, motion-sensor lighting and shatterproof windows. These things can keep your home safe and up-to-date while saving you some money at the same time.


Doing little DIY projects around your home, as long as it’s done correctly, will help you save money on your home insurance. With ISU-The Olson Duncan Agency, you don’t have to worry about your costs.

About ISU / The Olson Duncan Agency

At ISU-The Olson Duncan Agency, our goal is to provide clients with a total solution, not just a quote or a contract. We provide businesses and individuals with insurance and risk management solutions, and we aim to provide real value and build trustworthy, long-term relationships with our clients. To learn more about our services, give us a call today at (310) 373-6441 to speak with one of our professionals.