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Commercial Auto Insurance for Your Business

Commercial Automobile insurance provides coverage for legal liability in event of bodily injury or property damage to a third party arising out of the use of your business automobiles. Whether you have one company vehicle, own a fleet of vehicles or have employees using their personal vehicles for business purposes, Commercial Auto insurance should be a part of your portfolio of coverages. Let ISU-The Olson Duncan Agency, take a look at your driving exposure and determine the right policy for your business operation.

Under the Hood of Your Business Auto Policy

We’ll review your operation and vehicle use to determine the appropriate coverage and limit options your business requires. Coverages may include:

  • Bodily Injury Liability: Provides legal defense and pays for bodily injury or death resulting from an accident for which you are found liable.
  • Property Damage Liability: Provides protection if your vehicle accidently damages another person’s property as well as for legal defense.
  • Medical Payments: Covers reasonable and necessary incurred medical expenses for you and your passengers.
  • Uninsured Motorists: Pays for your injuries caused by an uninsured or a hit-and-run driver.
  • Underinsured Motorists: Provides protection when the at-fault driver has insufficient insurance.
  • Comprehensive Physical Damage: Pays for damage to your vehicle from theft, vandalism, flood, fire, and other covered perils.
  • Collision: Covers damage to your vehicle when it hits or is hit by another object.
  • Hired & Non-Owned Auto Liability: Covers claims against your business if an employee has an accident while using his or her own (or rented) vehicle for business purposes.

Our Value

At ISU-The Olson Duncan Agency, we look to provide clients with a total solution, not simply a quote or an insurance contract. Our goal is to provide real value and build a long-term relationship based on trust. This is underscored by the fact that we provide our clients with their risk management and insurance solutions, including property & casualty, employee benefits and personal insurance. To find out more about how we can help you, call us at (310) 373-6441.