A General Liability policy is an integral component of a strong insurance program, providing the protection a business needs to safeguard its assets in the event of a loss resulting from a wide range of incidents. These include everything from premises liability, which covers claims that result from accidental injury or property damage to a third party; product liability losses arising from bodily injury or property damage from goods or products a business manufactures, sells, handles or distributes; completed operations for potential liability for bodily injury or property damage that arises out of completed work; and personal and advertising injury.
How robust your General Liability insurance is depends on several factors, including the limits of liability you carry. Our staff at the ISU-The Olson Duncan Agency, we’ll conduct a top-to-bottom evaluation of your operation to determine your exposures and how much risk you should transfer to General Liability insurance. Our evaluation will also help us assess how to strengthen your risk management strategies to help mitigate liability losses and reduce your costs.